A range of loan servicing solutions available across the States.
Our loan servicing solutions provide end-to-end management for creative finance loans, including seller finance, sub-to loans, hybrids, and wraps. We handle everything from payment collection and escrow management to reporting and compliance, ensuring your loans are maintained seamlessly. With our expertise, you can trust that your investments are in reliable hands.
Simplify your loan management with our automatic mortgage payment service. Borrowers can set up hassle-free recurring payments, ensuring timely collection of principal, interest, and escrow. This service enhances convenience, reduces late payments, and keeps loans running smoothly for both investors and borrowers.
Learn more about Automatic Mortgage Payments
Our escrow management service ensures taxes, insurance, and other escrowed funds are handled with precision and care. We collect and distribute these payments on time, helping you and your borrowers stay compliant and avoid unnecessary penalties. Simplify the complexities of escrow with OnePoint’s trusted expertise.
Streamline the management of sub-to loan payments with OnePoint. We ensure timely collection, accurate records, and seamless communication, so your subject-to agreements are handled with the care they deserve.
We specialize in managing seller finance payments, ensuring both parties experience smooth and professional servicing. From collection to reporting, we take the hassle out of the process.
Let us handle your wraparound mortgage payments with efficiency and reliability. Our tailored approach ensures every payment is processed accurately, keeping your agreements on track.
Not every creative finance deal is structured the same way. Our goal is to make servicing as seamless as possible. This quick checklist will help determine if your deal qualifies for onboarding with OnePoint Lending.
Late Fee Structure – Deals must include a clear late fee provision in the Purchase Contract. If there are no late fees or grace periods defined, we cannot service the loan.
Access to Underlying Lien – At least one party must have access to the underlying mortgage account. If neither party has access, we are unable to service the loan.
Wraps – If a Subto Buyer is not willing to take responsibility for the underlying lien when their Wrap Buyer does not/cannot pay (or pays late, causing late fees on the underlying loan but not on their Wrap contract), we cannot service the loan.
Rentals – We do not service traditional rental agreements. We only service Lease Option agreements.