Investors in creative real estate often face challenges when it comes to servicing their loans. From seller finance to sub to loans, hybrids, and wraps, managing these unique deals requires a level of expertise that isn’t always easy to find. OnePoint Lending steps in to fill that gap, offering a reliable and experienced solution for investors who want their loans handled with precision.
Getting your loans serviced by OnePoint is simple. You can reach out to us via email at michael@onepointlending.com, or visit onepointlending.com to learn more. Let’s take your creative real estate investments to the next level with expert loan servicing you can count on.
Check out our complete article on LinkedIn for more insights!
Not every creative finance deal is structured the same way. Our goal is to make servicing as seamless as possible. This quick checklist will help determine if your deal qualifies for onboarding with OnePoint Lending.
Late Fee Structure – Deals must include a clear late fee provision in the Purchase Contract. If there are no late fees or grace periods defined, we cannot service the loan.
Access to Underlying Lien – At least one party must have access to the underlying mortgage account. If neither party has access, we are unable to service the loan.
Wraps – If a Subto Buyer is not willing to take responsibility for the underlying lien when their Wrap Buyer does not/cannot pay (or pays late, causing late fees on the underlying loan but not on their Wrap contract), we cannot service the loan.
Rentals – We do not service traditional rental agreements. We only service Lease Option agreements.