The Benefits of OnePoint Lending Loan Servicing

Investors in creative real estate often face challenges when it comes to servicing their loans. From seller finance to sub to loans, hybrids, and wraps, managing these unique deals requires a level of expertise that isn’t always easy to find. OnePoint Lending steps in to fill that gap, offering a reliable and experienced solution for investors who want their loans handled with precision.

Why Investors Choose OnePoint Lending:

  1. Deep Understanding of Creative Loans Traditional loan servicing companies tend to focus on conventional mortgages, often lacking the knowledge required to manage creative real estate transactions. At OnePoint Lending, we specialize in creative deals like wraps and seller finance. Our team understands the nuances, so we’re able to handle your portfolio without the usual headaches.
  2. Client-Centered Approach We know our clients want a straightforward and friendly experience. Whether you’re an investor with one deal or a seasoned professional with a large portfolio, OnePoint meets you where you are. Our personal experience in creative real estate investing helps us build lasting relationships with our clients, speaking their language and addressing their specific needs.
  3. Smooth Process, Consistent Results Managing a creative loan portfolio can be unpredictable. That’s why we’ve put systems in place that bring consistency and reliability. Our goal is to maintain your loans until they’re sold or paid off, taking the stress off your plate while ensuring every step is handled smoothly.

How to Get Started:

Getting your loans serviced by OnePoint is simple. You can reach out to us via email at michael@onepointlending.com, or visit onepointlending.com to learn more. Let’s take your creative real estate investments to the next level with expert loan servicing you can count on.

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Can Your Deal Be Serviced with OnePoint Lending?

Not every creative finance deal is structured the same way. Our goal is to make servicing as seamless as possible. This quick checklist will help determine if your deal qualifies for onboarding with OnePoint Lending.

Late Fee Structure – Deals must include a clear late fee provision in the Purchase Contract. If there are no late fees or grace periods defined, we cannot service the loan.

Access to Underlying Lien – At least one party must have access to the underlying mortgage account. If neither party has access, we are unable to service the loan.

Wraps – If a Subto Buyer is not willing to take responsibility for the underlying lien when their Wrap Buyer does not/cannot pay (or pays late, causing late fees on the underlying loan but not on their Wrap contract), we cannot service the loan.

Rentals – We do not service traditional rental agreements. We only service Lease Option agreements.

You accept that your deal meets our requirments.